Skip to main content

Student Insurance

Student Accident Insurance

The Mother Lode Union School District does not provide medical, accident or dental insurance for pupils injured on school premises or through school activities.  In accordance with Education Code Section 49472, the District is making available a low cost medical/dental accident insurance program.  The purpose of this plan is to provide assistance at a minimum cost to meet some of the expenses for accidental injury.  The plan does not provide unlimited coverage, but does offer substantial assistance in the event of injury.

There are two levels of benefits available.  The "High Option" is recommended if your child has no family coverage or if your private coverage has a high deductible.  All plans are available on a "School Time" or "24-Hour" (all day, everyday) basis and can cost as little as $11 (one time annual payment).  See rates below.

Please visit your Child's School Office to obtain a detailed brochure/application, or you may obtain one and sign up online at (click on Products, then Student Insurance).  Please read the Student Benefits Plan Brochure to select the plan that best meets your needs.

Now available at no cost - free prescription drug card - get one through the website found above.

The plans pay the first $500 in benefits in addition to other insurance, which can help you meet your primary insurance deductibles and/or co-payments.

Since the district does not provide medical/dental insurance, we urge you seriously consider participation in the program.  If you have further questions, please call Pacific Educators, Inc., Student Accident Department at (800) 722-3365 or (714) 639-0962.

All Plans Are A One Time Annual Payment

Options Low High

At School Plan

Grades P-8

Grades 9-12







24-Hr-a-Day Plan

Grades P-8

Grades 9-12







Optional Tackle Football Coverage

Grade 9

Grades 10-12